Money Rescue · Savings
Pass only
Personalised steps to protect your retirement savings.
Get customised strategies to safeguard your 401k during market turbulence without locking in losses.
4
risk factors
4
allocation rules
4
defensive tactics
Market drops make you want to sell – but that's the worst time.
Panic selling risk
Emotional decisions during volatility destroy long‑term returns.
No allocation guidance
You don't know if your portfolio matches your timeline.
Conflicting advice
'Stay the course' vs. 'protect your downside' – which is right?
Close to retirement
You can't afford a prolonged downturn.
What you get
Everything you need to protect your 401k from volatility.
Risk exposure check
Calculate your portfolio's potential loss in a 20% market drop – based on your balance and stock allocation.
Asset allocation review
Recommended stock/bond mix for your age and retirement timeline – with adjustments if you're prone to panic selling.
Defensive moves
What to do now (rebalance, move near‑term expenses to cash) and what not to do (sell stocks in a panic).
Action plan
A 4‑step protocol for the next market dip – including a 'do not touch' letter for emotional investors.
How it works
From market anxiety to rational protection in 2 minutes.
1
Answer 5 quick questions
Age, balance, current allocation, risk reaction, years to retirement.
~2 minutes2
AI builds your plan
Custom HTML with risk check, allocation review, defensive moves, and action plan.
~30 seconds3
Protect your 401k
Review your target allocation, rebalance if needed, and follow the down‑market protocol.
15 minutes to implement3
steps to calm
1
target allocation
5
min to rebalance
0
panic sells
Questions
Everything you need to know.
Should I move my 401k to cash during a downturn?
No – that locks in losses. The plan helps you determine if you're over‑exposed and how to adjust gradually.
What if I'm retiring in 2 years?
You should have 2‑3 years of expenses in stable value or bonds. The asset allocation review addresses this.
How often should I rebalance?
Once a year, or when your allocation drifts more than 5%. Not during a panic.
Does this apply to IRAs and other retirement accounts?
Yes – the principles work for any retirement portfolio.
What if I have a target‑date fund?
Target‑date funds automatically adjust. The plan will confirm if your fund's date matches your timeline.
Reviews
Real investors, real calm.
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