Money Rescue · InsuranceFinally understand your car insurance.
A personalized breakdown of your policy sections, with real‑life examples. No fine‑print confusion. Ready in 2 minutes.
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liability explained
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collision vs comprehensive
3
deductible rules
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Instant delivery to your emailThe problem
You have car insurance – but you don't know what you're paying for.
Liability vs full coverage – no idea
We explain exactly what each part pays for – and what doesn't.
Is a deer accident comprehensive or collision?
Comprehensive. We give more examples like theft, hail, and vandalism.
When to file a claim – or pay out of pocket
The $1,000 rule: don't file small claims; they raise your rates.
Worth keeping full coverage on an old car?
We help you decide based on your car's age and value.
What You'll Get
A complete auto policy decoder
Liability coverage
What happens if you hurt someone or damage their property – and why minimum limits are risky.
Collision coverage
Pays for damage to your car from an accident – regardless of fault. When it's worth keeping.
Comprehensive coverage
Theft, vandalism, deer, hail, falling tree – what's covered and what's not.
Deductibles & limits
How much you pay out of pocket – and when to file a claim (and when not to).
How It Works
From fine‑print confusion to clarity in 2 minutes.
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Answer 5 quick questions
Policy type, confusion, accident history, driving years, car age.
~2 minutes2
AI builds your personalized decoder
You get a printable HTML document with coverage breakdowns, scenarios, and deductible advice.
~30 seconds3
Compare with your declarations page
Find your actual limits and deductibles – then decide if you need to adjust coverage.
10 minutes1
insurance decoder kit
3
real‑life claim scenarios
1
deductible decision worksheet
1
when to drop coverage guide
Questions
Everything you need to know.
What's the difference between collision and comprehensive?
Collision: you hit something (car, pole, pothole). Comprehensive: something hits you or your car (deer, hail, theft). A falling tree is comprehensive; hitting a tree is collision.
Should I drop comprehensive on a 12-year-old car?
If your car is worth less than $3,000 and you're paying $500/year for comp+collision, drop it. You'd pay the car's value in 6 years. We include a simple formula.
Does my insurance cover a rental car?
Usually, your policy extends to a rental for the same coverages (liability, comp/collision). But check your policy – some exclude it. We suggest asking your agent before renting.
What happens if my friend drives my car and crashes?
In most states, insurance follows the car. Your liability and collision would apply, but your rates could go up. The guide covers permissive use.
How much liability should I have?
At least 100/300/100 ($100k injury per person, $300k per accident, $100k property damage). If you have assets (house, savings), consider umbrella insurance. We explain why minimum limits are dangerous.
Reviews
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