Family & Kids · Financial LiteracyGive your kids the money skills school won't.
An allowance system, a save-spend-give split, and a 12-week run of 15-minute lessons — pitched at your child's actual age, not a generic worksheet.
4–16
ages
12
weekly lessons
5 min
to your plan
26 sold in last 24h
$7.00
$19.00
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One-time purchase · Instant access · Ages 4–16
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Instant delivery to your emailThe Problem
Money habits start young — or they don't start at all.
Most kids leave school without ever budgeting anything
Financial education is patchy and varies by state and school. If it happens at home, it happens — and if it doesn't, it usually doesn't happen at all.
Parents don't know where to start
How much allowance? At what age? Should they earn it? Every parenting site says something different and none of them know your family.
Kids' money courses are expensive and generic
They exist, they cost real money, and they teach a nine-year-old and a fifteen-year-old from broadly the same material.
A 5-year-old and a 12-year-old need different lessons entirely
One is learning that coins buy things. The other is saving for a phone and comparing prices online. One approach can't do both.
What You Get
Money skills that last a lifetime.
Age-Based Allowance System
How much, how often, and what they start paying for.
Savings Goal Calculator
Weeks until they can buy it — the number that motivates.
Save-Spend-Give Split
Three jars, with a split that fits the age.
Smart Spending Lessons
Price comparison, wants vs needs, and a waiting rule.
12-Week Lesson Plan
One 15-minute lesson a week, with what to say.
Visual Tracker
A progress chart they colour in on allowance day.
How It Works
One conversation today, a lifetime of smart money.
1
Tell us about your child
Age, what they already understand, what your family can afford weekly, and what they're desperate to buy.
~2 minutes2
AI builds your money guide
An allowance recommendation with reasoning, the jar split, three lessons for their age, and a 12-week plan.
~3 minutes3
Start the first lesson today
Set up the jars, run the goal calculator together, and draw the tracker where they'll walk past it.
~15 minutes12 lessons
of 15 minutes each, plus an allowance system and a savings goal your child can see the end of
3 jars
save, spend, give
1 number
weeks until they can buy it
5 min
to your whole plan
Questions
Everything you need to know.
How does the personalization work?
You enter your child's age, what they already understand about money, what your family can comfortably afford weekly, and what they currently want to buy. The lessons and the allowance are built from that — including the honest note that there's no single correct allowance figure, and that paying it consistently matters far more to a child than the amount.
What does the savings calculator do?
You set the price, what they've saved, the weekly allowance and how much goes into the save jar, and it returns the number of weeks. That number is the whole lesson: it turns an abstract 'save up' into something a child can count down. If the goal would take more than about three months, the toolkit says so and suggests a smaller first target.
What's the right age to start?
Around four works, starting with the idea that things cost money and coins are how you pay. It builds from there to comparing prices, waiting before buying, saving toward a goal, and for teens, budgeting and a first bank account.
Should allowance be tied to chores?
Families genuinely disagree, and the toolkit gives you the argument on both sides rather than a verdict — tying it to chores teaches earning, keeping it unconditional keeps household contribution separate from payment. What matters more than the choice is that you explain the reasoning to your child and stick to it.
I'm not great with money myself. Can I still teach this?
It's one of the more common reasons parents use it. Every lesson includes what to say and do, so you're following a script rather than improvising expertise. Working through the jars and the goal alongside your child is a legitimate way to learn it yourself, and children take the practice more seriously when it's clearly shared.
Is this a subscription?
No — a one-time purchase of $7. Rerun it as each child gets older, or for a second child at a different age, and the allowance and lessons shift accordingly.
Reviews
Real parents, real savers.
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