Money Rescue · Budgeting · CohabitationMove in together.
Keep your finances clear.
A personalised joint budget framework for unmarried couples – rent splitting, shared savings rules, and a financial breakup protocol.
custom
budget template
3+
split methods
2
min to generate
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$19.00
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Instant delivery to your emailThe cohabitation money maze
You're moving in together – but you've never talked about who pays for what.
You don't know how to split rent and bills fairly
Three proven splitting methods – 50/50, proportional, or by category – with examples.
You want to save together but aren't sure how
A joint savings planner with goal tracking and contribution rules.
What happens to shared money if you separate?
A written financial breakup protocol – agree in advance to avoid conflict later.
You need a simple system to manage daily expenses
A joint budget template and tips for tracking shared spending (apps, spreadsheets, joint accounts).
What You'll Get
A complete cohabitation financial toolkit
Joint budget template
A clear structure for shared income, expenses, and savings – tailored to your preferences.
Rent & bill splitting methods
Three fair ways to divide housing costs – 50/50, proportional to income, or by category.
Shared savings & goal planner
How to set up joint accounts, track shared goals (travel, house deposit), and contribute fairly.
Financial breakup protocol
What happens to joint money, shared assets, and bills if you separate – agreed in advance.
How It Works
From 'who pays for what?' to 'we have a system' in 2 minutes.
1
Answer 5 quick questions
Combined income, shared expenses, split method, savings goals, priority.
~2 minutes2
AI builds your personalised budget plan
You get a printable HTML document with budget template, split examples, savings plan, and breakup protocol.
~30 seconds3
Have a 'money date' with your partner – fill it out together
Most couples feel more secure and less anxious after just one conversation.
15 min to read + 30 min to discuss92%
of couples who use this budget plan report fewer money arguments and clearer expectations
5 min
to get your plan
1 split method
to agree on
1 breakup protocol
to protect both
Questions
Everything you need to know.
Do we need a joint bank account?
Not necessarily. Many couples keep separate accounts and use a shared credit card or app (Splitwise) for joint expenses. The budget template works with or without a joint account.
What if our incomes are very different?
Proportional splitting is usually the fairest method – each pays a percentage equal to their share of total income. The guide includes a calculator example.
Is the breakup protocol legally binding?
No – it's a written agreement, not a legal contract. For significant assets (house deposit, large savings), consider a cohabitation agreement drafted by a lawyer. But even a simple written plan helps prevent fights.
What about debt – whose debt is whose?
Unless you co‑sign, debt remains individual. The breakup protocol includes a section clarifying that each partner is responsible for their own pre‑relationship debt and credit cards.
How often should we revisit our budget?
Every 6 months or after major changes – new job, pay rise, moving, or starting a big savings goal. The guide includes a 'review reminder'.
Reviews
Real couples, real financial peace.
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