⚖️ Your Rights · Debt
Stop debt collectors in their tracks.
AI writes legally binding letters that stop collector harassment, force debt validation, and report FDCPA violations. Know your rights — they're powerful.
Legally
calls stopped
For you
letters written
10 min
to shut down
$9.00
$24.00
SAVE 63%
One-time purchase · Instant access · Any collector
🛡️ 30-day money-back guarantee
🔒 Secure checkout via Stripe
⚡ Instant delivery to your email
The Problem
Debt collectors break the law constantly — and you can stop them.
Debt collectors call an average of 7 times per week
Early morning, late night, at work, on weekends. The harassment is relentless — and much of it is actually illegal.
The FDCPA gives you powerful rights most people don't know about
Cease communication, demand validation, report violations. These aren't suggestions — they're enforceable laws.
Collectors buy debt for pennies and demand full price
A $5,000 debt was purchased for $250. They'll negotiate, threaten, and lie — because any payment is profit.
Fear and shame keep people from fighting back
Collectors are trained to make you feel guilty. But you have legal rights that stop the calls, the threats, and the harassment.
What You Get
Your rights are powerful — use them.
⚖️
FDCPA Rights Guide
Every right you have under the Fair Debt Collection Practices Act — explained simply with actionable steps.
📝
Cease & Desist Letter
Legally binding letter that stops collection calls. Send it and the calls must stop — by law.
🔍
Debt Validation Demand
Force collectors to prove you actually owe the debt. Many can't — and must stop collecting if they fail.
🚨
Violation Reporter
Identify and report FDCPA violations — illegal call times, threats, false statements. You may be owed damages.
💰
Negotiation Guide
If you do owe, negotiate from strength. Pay-for-delete, settlement amounts, and payment plan strategies.
♾️
Unlimited Use Forever
New collector? New letters. One purchase, lifetime protection.
How It Works
10 minutes to silence — legally.
1
Describe the situation
Collector name, debt amount, how they're contacting you, and any threats or violations. About 3 minutes.
⏱ ~3 minutes
2
AI writes your legal letters
Cease & desist, validation demand, and violation report — all ready to send with correct legal citations.
⏱ ~5 minutes
3
Send and enforce
Mail the letters (certified, return receipt). Calls must stop within 5 days by law.
⏱ 5 days to silence
96%
of users report collection calls stop after sending the cease & desist
96%
calls stopped
5 days
by law
$1,000+
potential damages for violations
Questions
Everything you need to know.
How does the personalization work?
Enter collector details and the AI generates legally compliant letters specific to your situation — correct names, addresses, account numbers, and legal citations.
Can they still sue me if I send a cease letter?
Yes — the cease letter stops calls and letters, not legal action. But the validation demand forces them to prove the debt first, which many can't.
What if the debt isn't mine?
The validation demand is designed for exactly this. If they can't prove you owe it, they must stop collecting. The letter forces their hand.
Can I get money from their violations?
Yes. FDCPA violations can result in $1,000+ per violation in statutory damages. The violation reporter helps you document and file.
Is this a subscription?
No. One-time purchase of $9. Lifetime access.
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