Money Rescue · InsuranceStop guessing whether your insurance is right or just expensive.
AI maps what your household actually needs, compares plans on total annual cost rather than the monthly premium, and finds the gaps — then gives you the questions to take to real quotes.
Built in
cost calculator
6
cover types reviewed
15
min to start
38 sold in last 24h
$19.00
$39.00
SAVE 51%
One-time purchase · Instant access · Personalized to your situation
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Instant delivery to your emailThe Problem
Most people are over-insured on small risks and under-insured on ruinous ones.
You compare the monthly premium, because it's the number they show you
But the plan that costs least per month often costs most in a year you actually claim. The comparison that matters is premium plus deductible across a quiet year and a bad one, and almost nobody runs both.
The terminology does most of the work of confusing you
Bronze, Silver, HMO, PPO, term, whole, umbrella, own-occupation. Once you can't compare like for like, the decision defaults to whichever is cheapest this month or whatever was recommended.
Most people selling insurance are paid on what they sell
Which doesn't make them dishonest, but it does mean the incentive isn't neutral — particularly on permanent life policies that combine insurance with investment. Asking how someone is paid is a fair question and a revealing one.
The gap that hurts is rarely the one you're thinking about
Liability limits too low for what you own, and no disability cover at all — which is statistically the likelier claim during working years. Both are unglamorous, and both are what turn a bad event into a financial one.
What You Get
Everything to get the right cover, properly compared.
Coverage Needs Analyser
What your situation needs, ranked by what would hurt most.
Total Cost Calculator
Premium plus deductible across a quiet and a bad year.
Coverage Gap Detector
Liability limits, disability, and what your employer excludes.
Health Plan Comparison
How to compare properly, plus enrolment timing rules.
Auto & Property Review
Discounts to ask for by name, and what not to cut.
Cancellation Letter
With the timing rule that prevents a gap in cover.
How It Works
From confused to properly compared in 15 minutes.
1
Tell the AI about your situation
Household, assets, what you currently hold, and roughly what you pay across everything.
~5 minutes2
Get your needs, gaps and comparison
What you need ranked by severity, the gaps that matter, and the total-cost calculator run across three scenarios.
~2 minutes3
Get real quotes, then switch safely
Three quotes compared like for like, and the cancellation letter sent only once the new policy is confirmed active.
~1 week3
scenarios run on every plan you're comparing — so the decision rests on what a year actually costs rather than on the number in the advert
6
cover types reviewed
3
quotes compared like for like
0
days of gap when switching
Questions
Everything you need to know.
Will it tell me how much I'll save?
No, and any tool claiming to is guessing. Premiums are individually underwritten on age, location, claims history, driving record, health and more, and the AI has no live rate data. What it does is show you what a plan costs in total across three scenarios once you have real numbers, and tell you exactly what to get quoted.
Does this replace an insurance agent?
No — an agent can actually quote and bind cover, which this can't. What it does is get you to that conversation knowing what you need, what the terms mean, and what to ask, so the meeting is about your situation rather than about their recommendations. For business cover, large estates or complex health needs, it'll tell you to use a professional.
What types of insurance does it cover?
Health, auto, home and renters, life, disability and umbrella liability. Each is reviewed separately and then together, because the gaps usually appear where people assume one policy covers something another one does.
I get insurance through my employer — is it worth checking?
Yes, particularly for the exclusions and for what happens if you leave. Employer life and disability cover is often thinner than people assume and usually doesn't travel with you. Whether alternatives are cheaper depends entirely on your income and household, which is what to check rather than assume in either direction.
Can I switch health plans whenever I want?
In many places, no — changes are generally limited to an enrolment window or a qualifying life event like a move, a marriage, a birth or losing other cover. The toolkit raises this early rather than building a plan you can't act on until November.
What's the most common mistake when switching?
Cancelling the old policy before the new one is active. Even a few days uninsured can leave a claim uncovered, and a lapse often raises what you're quoted afterwards. The cancellation letter carries that warning on it, and the checklist puts written confirmation of the new start date before anything else.
Reviews
Real families, real comparisons.
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