Bill Slayer · Medical Bills
Pass only
The bill for the scan arrives and you assume that's the price.
Get the itemised bill checked for errors, a comparison against local prices, a call script, and the assistance you may qualify for.
4
billing errors to check for
12
minutes for the call
4
steps if they say no
The Problem
Imaging prices vary enormously for the same scan.
Several prices exist
The billed rate, the self‑pay rate and the insurer‑negotiated rate are different numbers for the same scan.
Errors are common
Duplicate lines, the wrong code and the wrong body part all happen, and none of them are caught unless you ask for the itemisation.
Discounts aren't offered
Prompt‑payment reductions, self‑pay rates and assistance schemes generally exist and are rarely mentioned first.
The first 'no' isn't the last
The person answering the phone often can't authorise a reduction, which isn't the same as the facility refusing one.
What you get
Everything you need to query the bill properly.
Itemised bill check
How to request the line‑by‑line bill and the four errors worth looking for – duplicates, wrong codes, wrong body part, and charges that should have been billed together.
What it should cost
Where to look up typical prices for that scan in your area, and how the figure you find becomes the basis of the conversation.
Call script
The opening, how to cite the comparison, what to say to 'the charge is correct', when to ask for a supervisor, and how to ask about a prompt‑payment discount.
Assistance and self‑pay rates
How to find out whether the facility runs a financial assistance scheme, what income thresholds tend to apply, and how to ask for the self‑pay rate.
Payment plans and next steps
How to request instalments without interest, plus a written appeal and where to complain if the facility won't engage at all.
Regenerate Anytime
Different bill, different procedure, multiple bills? Run it again.
How it works
From a bill you were about to pay to a conversation about it in 2 minutes.
1
Answer 5 quick questions
The scan, the amount billed, whether insurance has processed it, your situation, and what you've already tried.
~2 minutes2
AI builds your plan
Custom HTML with the itemised bill check, price comparison, call script, assistance options, and payment plan guidance.
~30 seconds3
Request the itemised bill today
Before you ring anyone – you can't query a charge you can't see, and the errors turn up in the line items.
5 minutes to begin12
minutes on the phone, before you pay anything
4
billing errors to check for
4
steps if they say no
5
plan sections
Questions
Everything you need to know.
Can a medical bill actually be negotiated?
Often, yes – reductions, self‑pay rates, assistance schemes and instalment plans all exist, though what's available differs by facility and by country. Nothing is guaranteed, and asking costs you a phone call. The worst outcome is the bill stays as it was.
What should I do first?
Ask for the itemised bill. A summary figure tells you nothing, whereas the line items show duplicates, the wrong procedure code, or the wrong body part. Finding an error changes the conversation before any negotiating starts.
Insurance has already processed it. Is that final?
Not necessarily. The amount left to you after processing can still be discussed with the facility – a prompt‑payment discount or an assistance scheme may apply. If you think the insurer's decision itself was wrong, that's a separate appeal to them.
What if they say no?
The first refusal usually comes from someone without authority to agree anything. Ask for a supervisor, then put it in writing, then apply for financial assistance if the facility runs one. If none of that works, your country will have a route for complaining about billing – the plan sets out the order.
Will an unpaid bill affect my credit?
Rules differ by country and change periodically, so check the current position where you are. The general principle holds everywhere: negotiate before a bill goes to collections rather than after, because your position is considerably stronger while the facility still holds it.
Reviews
Real bills, really queried.
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