Money Rescue · Budgeting
Future big expenses? Save for them now.
Tell us your income and upcoming large expenses – get a personalised sinking fund plan: which funds to open, how much to save monthly, and in what order.
7
fund categories
1
contribution plan
3
priority levels
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$12.00
$22.00
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One‑time purchase · Printable HTML · Save for future expenses
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Instant delivery to your emailThe Problem
You know big expenses are coming – but you never have the money when they arrive.
Unexpected bills
You never have cash for predictable expenses.
Credit card debt
You put expenses on cards and pay interest.
No system
You don't know how to save for multiple goals.
Too many expenses
You don't know which to prioritise.
What you get
Everything you need to start sinking funds and stay on track.
Fund breakdown
5‑7 specific sinking funds tailored to your upcoming expenses – with target amounts and deadlines.
Monthly contribution plan
Exactly how to divide your monthly savings across each fund – with a 'buffer' fund if you have extra.
Priority order
Which funds to open first (urgent vs. important vs. optional) – so you don't feel overwhelmed.
Savings timeline
A tracker showing current balance, monthly contribution, and target completion date for each fund.
How it works
From unprepared expenses to funded future in 2 minutes.
1
Answer 5 quick questions
Income, upcoming expenses, monthly contribution, existing funds, biggest challenge.
~2 minutes2
AI builds your plan
Custom HTML with fund breakdown, contribution plan, priority order, and timeline.
~30 seconds3
Start funding
Open separate accounts or sub‑accounts, set up auto‑transfers, and start with your highest priority fund.
15 minutes to set up5‑7
sinking funds
3
priority tiers
5
min to set up
1
rule to follow
Questions
Everything you need to know.
What's a sinking fund?
A sinking fund is a savings account for a known future expense – like car repairs, holiday gifts, or annual insurance – so you don't have to use credit cards.
How many sinking funds should I have?
5‑7 is a good range. Too many gets overwhelming; too few misses expenses. The plan creates the right number for you.
What if I can't afford to fund all of them?
Start with the highest priority funds (urgent) and add others as your income grows. The priority order helps you focus.
Where should I keep my sinking funds?
A high‑yield savings account with sub‑accounts, or a separate savings account per fund. Out of sight, out of mind.
Should I fund sinking funds or my emergency fund first?
Build a $1,000 emergency fund first, then start sinking funds. The plan assumes you have at least a small emergency cushion.
Reviews
Real people, real funded expenses.
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